Banking-as-a-Service: 2023 Market Analysis

Original price was: $ 1,499.00.Current price is: $ 749.99.

This 30+ page research report covers the origins of the partner banking model, what drove the explosion of what we now call “banking-as-a-service,” its killer use case (enabling embedded finance), key metrics on 30+ partner banks — including equity, assets, deposits, income, expenses, and ROE/ROA — and profiles on six major BaaS middleware players — see additional detail below.



What’s in the Report:

In this 30+ page research report, you’ll learn:

  • the origins of the banking-as-a-service business model (spoiler: the name may be new, but the business models aren’t)
  • what drove the explosion of BaaS in the late 2010s
  • BaaS’ “killer use case” explained: embedded finance
  • explanation of the rise of BaaS “middleware” platforms
  • key metrics for 30+ partner banks, including assets, deposits, interest income/expense, non-interest income/expense, net income, ROE and ROA for Blue Ridge, Choice Bank, Coastal Community, Evolve, Pathward (fka MetaBank), Sutton, Bancorp, WebBank & more
  • profiles of six BaaS platforms: Bond, Solid, Synapse, Synctera, Treasury Prime, Unit — including bank partners and key clients
  • the evolving regulatory environment and thoughts on what’s next for BaaS

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